Ann Caminiti
Ann Caminiti
EXP Realty of California, Inc
Sacramento, CA

916-591-9999
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FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Ann Caminiti, Realtor®
EXP Realty of California, Inc
Sacramento, CA
Phone: 916-591-9999
Email: cbcaminiti@gmail.com

Where Technology and Experience Come Together!
Providing a superior level of informed, professional and up-to-date real estate services to both Buyers and Sellers in Sacramento and Placer Counties.

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“Thank you for going OVER and above! You helped to make this a smooth and easy transition! I like your firm negotiation style! Good Job for being very informative, helpful & staying in constant communication with us!” Jacqui & Rod Finley
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